Secure Messaging for
Financial Services
Banks, insurers and financial service providers trust IDM for their most critical communication – OTP, fraud alerts and regulatory notifications. PSD2-compliant. ISO 27001 certified. Made in Germany.
< 3 s
Average OTP Delivery
99.99%
Platform Availability
0
Data Breaches Since Founding
90 Days
Verifiable Audit Trail
Messaging for Every Banking Scenario
From customer authentication to mandatory regulatory notifications – IDM covers all messaging requirements of financial institutions.
OTP & Multi-Factor Authentication
One-time passwords for online banking login, transaction confirmation and account changes. PSD2-compliant with highest security standards. Fallback via Voice OTP.
PSD2 / GDPRFraud Alerts & Prevention
Instant SMS notifications for suspicious transactions. Customers can confirm or block suspicious activity directly by SMS.
Real-timeTransaction Notifications
Automatic notifications for account payments, transfers, withdrawals and portfolio events. Increase customer satisfaction and security.
Regulatory recommendedCredit Card & Payment Alerts
Real-time notifications for credit card transactions – domestic and international. Customers maintain control over all card movements.
EU directive compliantRegulatory Communication
Deliver MiFID II information, GDPR consents, contract confirmations and mandatory notifications reliably and verifiably.
MiFID II / GDPRCustomer Service & Onboarding
Appointment confirmations for advisory meetings, account opening flows and KYC verifications. Efficient onboarding of new customers via SMS workflow.
KYC-compliantBank-grade Security Standards
IDM was designed to meet the highest security requirements of the financial industry. All data stays in Germany – no US cloud risk, no CLOUD Act exposure.
- End-to-end TLS encryption of all connections
- All data exclusively in German data centers
- ISO 27001 compliant information security management
- Complete audit trail of all messages (90 days)
- IP whitelisting and API key rotation
- Dedicated security contact for financial institutions
- Penetration tests and regular security audits
- SOC-like monitoring 24/7/365
ISO 27001
Compliant
Made in Germany
Data in DE
TLS Encryption
End-to-end
Audit Trail
90 days
PSD2-compliant
SCA ready
GDPR
Fully compliant
All Relevant Regulations Met
IDM meets all regulatory requirements for messaging communication in the financial sector – nationally and across Europe.
PSD2
Strong Customer Authentication (SCA)
GDPR
General Data Protection Regulation
ISO 27001
Information Security Management
MiFID II
Financial Markets Directive
BAFIN
German Financial Regulation
GSMA
A2P Best Practices
Wüstenrot Trusts IDM for Critical Customer Communication
Leading financial institutions like Wüstenrot use the IDM platform for secure customer communication, OTP and regulatory notifications.
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